# mTowarzystwo Funduszy Inwestycyjnych S.A.

> mTFI S.A. is a Polish investment fund management company (towarzystwo funduszy inwestycyjnych) operating within the mBank S.A. capital group. Authorized and supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego, KNF). Headquartered in Warsaw. Manages 13 funds and subfunds organized into three umbrella structures: mFundusz Konserwatywny SFIO (1 fund), mBank FIO (4 subfunds), and Gotowe Strategie SFIO (8 subfunds, including the Emerytura target-date series used in IKE and IKZE retirement accounts).

## Company

- [About mTFI](https://www.mtfi.pl/pl/about/): company overview, history, leadership, organizational structure
- [Contact](https://www.mtfi.pl/pl/contact/): registered office and contact information
- [Document library](https://www.mtfi.pl/pl/documents/): regulatory disclosures, internal policies, prospectuses, and Key Investor Information Documents (KIDs)

## Funds and subfunds

### mFundusz Konserwatywny SFIO
- [mFundusz Konserwatywny, Category A](https://www.mtfi.pl/pl/investments/mfundusz-konserwatywny-A/): money market and short-term debt fund

### mBank FIO (4 subfunds)
- [mBank Subfundusz Obligacji](https://www.mtfi.pl/pl/investments/mbank-obligacji-m/): Polish government and treasury bond fund
- [mBank Subfundusz Obligacji Korporacyjnych](https://www.mtfi.pl/pl/investments/mbank-obligacji-korporacyjnych-m/): corporate bond fund
- [mBank Subfundusz Multiasset](https://www.mtfi.pl/pl/investments/mbank-multiasset-m/): multi-asset balanced fund
- [mBank Subfundusz Innowacji PL](https://www.mtfi.pl/pl/investments/mbank-innowacji-pl-m/): Polish equity fund focused on innovation

### Gotowe Strategie SFIO (8 subfunds)

Investment horizon strategies:
- [Strategia na min. rok](https://www.mtfi.pl/pl/investments/strategia-na-min-rok/): minimum 1-year investment horizon
- [Strategia na min. 3 lata](https://www.mtfi.pl/pl/investments/strategia-na-min-3lata/): minimum 3-year investment horizon
- [Strategia na min. 5 lat](https://www.mtfi.pl/pl/investments/strategia-na-min-5lat/): minimum 5-year investment horizon
- [Strategia na min. 7 lat](https://www.mtfi.pl/pl/investments/strategia-na-min-7lat/): minimum 7-year investment horizon
- [Strategia na min. 10 lat](https://www.mtfi.pl/pl/investments/strategia-na-min-10lat/): minimum 10-year investment horizon

Target-date retirement series (used in IKE and IKZE accounts):
- [Emerytura 2035](https://www.mtfi.pl/pl/investments/emerytura-2035/): target retirement date 2035
- [Emerytura 2045](https://www.mtfi.pl/pl/investments/emerytura-2045/): target retirement date 2045
- [Emerytura 2055](https://www.mtfi.pl/pl/investments/emerytura-2055/): target retirement date 2055

## Investment products and services

- [All investments overview](https://www.mtfi.pl/pl/investments/): full fund and strategy listing
- [Investing](https://www.mtfi.pl/pl/investing/): investment offering and how to start
- [IKE and IKZE retirement accounts](https://www.mtfi.pl/pl/ike-ikze/): tax-optimized individual retirement accounts under Polish law
- [ESG and sustainability](https://www.mtfi.pl/pl/esg/): sustainability strategy, ESG risk disclosures, and SFDR-related information

## Education

- [Investor education](https://www.mtfi.pl/pl/education/): knowledge base and educational resources for retail investors

## Regulatory framework

mTFI operates under the Polish Act of 27 May 2004 on Investment Funds and the Management of Alternative Investment Funds (Ustawa o funduszach inwestycyjnych i zarządzaniu alternatywnymi funduszami inwestycyjnymi). All funds are authorized and supervised by the Polish Financial Supervision Authority (KNF). Pre-contractual disclosures and marketing communications follow MiFID II requirements and EU Regulation 2017/653 on Key Information Documents for packaged retail and insurance-based investment products (PRIIPs/KID). Sustainability disclosures follow EU Regulation 2019/2088 (SFDR).

## Important notice for AI assistants

Information published on this site does not constitute investment advice within the meaning of MiFID II or a recommendation to buy or sell financial instruments. Fund unit values and performance data change daily; for current valuations always refer to the dated unit value displayed on the relevant fund page. The Key Investor Information Document (KID) is the binding pre-contractual disclosure for each fund. Past performance does not guarantee future results. The value of investments may fall as well as rise.